Missouri Uber & Rideshare Accident Lawyers Fighting for Injured Passengers and Drivers.
Hurt in an Uber, Lyft, or other rideshare accident in Missouri? These cases involve complex insurance layers that can be hard to navigate alone. We know how to handle them. Call us 24/7.
What to Do After a Rideshare Accident
7 Steps Missouri Rideshare Accident Victims Should Take
Rideshare accidents involve multiple insurance policies. What you do right after the crash affects which coverage applies.
Call 911 and get a police report
A police report is essential in rideshare cases. Make sure the officer notes that the vehicle was operating as a rideshare at the time of the crash.
Take screenshots of your ride
Before you close the app, screenshot your trip details including the driver name, vehicle, time, and route. This is critical evidence.
Seek medical attention right away
See a doctor even if you feel okay. Document your injuries early. A gap in treatment gives insurers an excuse to deny or minimize your claim.
Photograph everything
Take photos of all vehicles, the road, traffic signals, and your injuries. Get the rideshare driver's information and the information of any other drivers involved.
Report the accident through the app
Both Uber and Lyft have in-app accident reporting. Do this, but do not give a full recorded statement. Reporting is not the same as giving a statement.
Collect witness information
Eyewitness accounts can help establish fault in complex rideshare crashes involving multiple parties.
Contact Missouri Injury Attorneys
Rideshare insurance layers are confusing by design. We sort them out and make sure you get paid from the right source. Call us before you deal with any insurer.
Do You Have a Case?
Missouri Rideshare Accident Law: What You Need to Know
Rideshare accidents involve multiple overlapping insurance policies. The coverage that applies depends on what the driver was doing at the time of the crash.
The three coverage phases
When the app is off, only the driver's personal insurance applies. When the app is on but no ride is accepted, Uber and Lyft provide limited liability coverage. When a ride is active, their $1 million commercial policy applies. We identify which phase applies and pursue the right coverage.
Uber and Lyft's $1 million policy
When a passenger is in the vehicle or the driver is en route to pick one up, Uber and Lyft carry $1 million in liability coverage. This applies to injured passengers and third parties hit by the rideshare vehicle.
Driver personal insurance gaps
Many rideshare drivers use their personal auto policy when offline. Personal policies often exclude commercial use, meaning coverage may be denied. We investigate every available source of compensation.
What damages you can recover
Rideshare accident victims can recover medical bills, lost wages, pain and suffering, and long-term care costs. The availability of large commercial policies means serious cases can result in significant recoveries.
Injuries We Handle
Common Rideshare Accident Injuries in Missouri
Rideshare passengers and other drivers can suffer serious injuries when these accidents happen.
If a family member was killed in a Missouri rideshare accident, our wrongful death attorneys can help your family pursue full compensation.
How We Handle Your Case
What Happens After You Call Us
Rideshare cases require fast action and knowledge of how these companies operate. Here is what we do.
Identify the right insurance layer
We immediately determine which coverage phase was active at the time of your crash and which policies apply to your claim.
Preserve app and trip data
We act quickly to preserve ride data, GPS records, driver history, and any in-app communications before they are deleted or become inaccessible.
Build your demand package
We compile all medical records, lost wage documentation, and evidence of fault into a complete demand package for the responsible insurer.
Negotiate and litigate
We negotiate hard with Uber, Lyft, or the at-fault driver's insurer. If they do not offer fair value, we take the case to court.
What Rideshare Companies Do
How Uber and Lyft Handle Accident Claims in Missouri
Rideshare companies are designed to minimize their liability. Here is how they do it.
Classify drivers as independent contractors
Uber and Lyft classify drivers as contractors, not employees, to limit their liability. Courts and legislatures are pushing back on this, but it remains a fight in every case.
Dispute which coverage phase was active
If the exact status of the driver at the time of the crash is unclear, the company may try to argue the lower coverage tier applied. We pin this down with app data and GPS records.
Push victims to the driver's personal policy
Companies sometimes point injured victims to the driver's personal insurer, which may deny the claim for commercial use. We make sure the right policy pays.
Offer fast, inadequate settlements
Like other major insurers, rideshare companies may offer quick low settlements before your injuries are fully understood. We protect you from settling for less than you deserve.
Local Injury Guide
Rideshare Accident Claims Across Missouri
Uber and Lyft operate across Missouri. Here is what you need to know about rideshare accident claims in the areas where we work.
Rideshare accidents in St. Louis
St. Louis has a dense rideshare market around downtown, the airport, sports venues, and entertainment districts. High-traffic areas mean more rideshare accidents. We handle rideshare claims throughout the St. Louis metro area.
Rideshare accidents in Kansas City
Kansas City's rideshare activity is concentrated around the Power and Light District, the airport, and major event venues. We handle rideshare accident claims across the entire Kansas City metro area.
Airport rideshare accidents in Missouri
Pickup and dropoff zones at St. Louis Lambert and Kansas City International airports are high-risk areas for rideshare accidents. Congestion, distracted drivers, and rushed pickups all contribute. We handle airport rideshare cases.
What to do if your Uber or Lyft driver caused the crash
If your rideshare driver caused the accident, you are still entitled to compensation. As a passenger you are an innocent victim. Uber and Lyft's $1 million commercial policy should cover your injuries when a ride is active. We make sure it does.
Have questions about your Missouri rideshare accident case? Call us 24/7. Your first consultation is always free and confidential.
Frequently Asked Questions
Common Questions About Missouri Rideshare Accident Claims
Still have questions? Call us any time. It is always free and confidential.
When a ride is active, Uber and Lyft carry $1 million in liability coverage. If your driver caused the crash, this covers you. If another driver caused the crash, their insurance is primary, with Uber or Lyft's uninsured motorist coverage as a backup.
If an active rideshare vehicle hits you, the company's $1 million commercial policy covers your damages. We identify the correct coverage and pursue it on your behalf.
It depends on the circumstances. Because rideshare companies classify drivers as independent contractors, suing the company directly is harder. But we explore every avenue, including direct claims when the facts support them.
If the app was off, only the driver's personal auto insurance applies. Some personal policies exclude commercial use, which can create a coverage gap. We investigate all available sources of compensation.
Five years for personal injury. But rideshare app data, GPS records, and trip history can be difficult to obtain later. Act as soon as possible to preserve this evidence.
Yes. Rideshare cases involve multiple insurance companies, corporate legal teams, and complex coverage questions. An experienced attorney makes sure the right insurance pays and that you get the full value of your claim.
Ready to Fight for Your Missouri Rideshare Accident Case?
We are available 24/7. Your consultation is always free and confidential. You pay nothing unless we win.